For owners & sellers
Selling Your Home
Everything San Antonio homeowners need to sell - pricing, agents, prep, offers, and closing.
Selling a Historic Home in San Antonio: HDRC Review, the Tax Freeze, and What Buyers Actually Ask
If your home sits in King William, Monte Vista, or any other San Antonio historic district, the sale carries paperwork most listings don't. Here is what to gather, what to disclose, and how the tax freeze transfers.
6 min read · Jul 10, 2026
Owner Financing Your San Antonio Home: TREC 26-8, Dodd-Frank Limits, and the Wraparound Notice Sellers Miss
Seller financing can move a San Antonio home a bank buyer can't touch, but Dodd-Frank, the Texas SAFE Act, and Property Code § 5.016 all set traps. Here is how to structure the deal correctly.
7 min read · Jul 10, 2026
The WDI Report in San Antonio: Termites, VA Buyers, and the Finding That Delays Closing
The Wood-Destroying Insect report is required on every VA loan and shows up on most FHA files in San Antonio. Here is what sellers should know before it lands on the closing table.
6 min read · Jul 10, 2026
Selling Your San Antonio Home and Reserving the Mineral Rights: The TREC Addendum, Eagle Ford, and What Title Actually Shows
Texas lets you sell the house and keep the oil, gas, and other minerals — but only if you already own them, the addendum is signed, and the surface-use waiver satisfies the buyer's lender.
6 min read · Jul 10, 2026
Selling a San Antonio Home During Divorce: Community Property, Both Signatures, and the Decree Language That Actually Works
Texas is a community property state and your homestead has its own signature rule. Here is how to list, contract, and close a San Antonio home while a divorce is pending — without blowing up the sale at the title table.
6 min read · Jul 10, 2026
Selling a San Antonio Home in a PID or MUD: The § 5.014 Notice, Assessments, and Buyer Surprises
If your home is inside a Public Improvement District or Municipal Utility District, Texas law forces a specific disclosure before the buyer signs. Miss the timing and the buyer can walk — sometimes all the way to closing.
6 min read · Jul 10, 2026
Selling in a San Antonio Flood Zone: FEMA Maps, Elevation Certificates, and the NFIP Policy Handoff
If your Bexar County home sits in a FEMA flood zone, you have specific disclosure duties under Texas Property Code § 5.008 and a valuable NFIP policy that can transfer to the buyer at closing. Here is how to handle both without killing the sale.
7 min read · Jul 10, 2026
Selling a San Antonio Home With an Assumable VA Loan: TREC 49-1, Entitlement, and the Trap Most Sellers Miss
If you locked a sub-4% VA loan in 2020 or 2021, that loan is an asset. Here's how to sell the assumption in San Antonio without losing your VA entitlement or staying liable after closing.
6 min read · Jul 10, 2026
Selling an Inherited Home in San Antonio: Affidavit of Heirship, Probate, and Clearing Title Before You List
You can't sell a house you don't legally own on paper. Here is how Bexar County heirs actually clear title on an inherited San Antonio home — probate, muniment, affidavit of heirship, and what the title company will require.
7 min read · Jul 10, 2026
Selling a San Antonio Home on a Septic System: The OSSF Disclosure, Inspection, and What Lenders Actually Require
If your home sits outside SAWS service area — Bulverde, Helotes, far east Bexar, most of Kendall County — you're selling on an On-Site Sewage Facility. Here's what to disclose, inspect, and hand over at closing.
6 min read · Jul 10, 2026
Seller Concessions vs Price Cuts in San Antonio: Rate Buydowns, Closing Costs, and What Actually Moves a Buyer
When your San Antonio listing stalls, a $10,000 price cut is usually the wrong first move. Concessions toward the buyer's rate or closing costs almost always deliver more offer activity per dollar spent.
6 min read · Jul 10, 2026
Roof Age, Hail Claims, and the CLUE Report: How Insurance History Can Kill a San Antonio Sale
San Antonio sits in the middle of Texas hail alley, and the buyer's insurance carrier will know your roof's claim history before you do. Here's how prior claims, roof age, and the CLUE report show up at closing — and what to do before you list.
6 min read · Jul 10, 2026
The Buyer's Repair Request in San Antonio: How to Answer the Amendment (TREC 39-9) Without Losing the Deal
When the buyer sends a repair list during the option period, you have four real responses — not one. Here is how San Antonio sellers work TREC 39-9 without giving away the sale.
6 min read · Jul 10, 2026
Unpermitted Additions in San Antonio: Selling a Home With Work That Never Got a Permit
Converted garages, added bathrooms, and finished-out sheds are everywhere in Bexar County. Here is how to sell a San Antonio home with unpermitted work without killing the deal or lying on the disclosure.
7 min read · Jul 10, 2026
Selling a Tenant-Occupied Home in San Antonio: Lease Assignments, Estoppels, and Deposits at Closing
If you sell a rental in Bexar County while a tenant is still in it, the lease goes with the house. Here is how to handle the estoppel, the security deposit, and the showings without breaking Texas Property Code.
7 min read · Jul 10, 2026
Selling a San Antonio Home With Solar Panels: Loans, Leases, and the UCC-1 That Can Delay Closing
Solar panels can add value or blow up your closing depending on how they were financed. Here is how San Antonio sellers handle owned systems, solar loans with UCC-1 fixture filings, and third-party leases without derailing the sale.
6 min read · Jul 10, 2026
Property Tax Proration at a Bexar County Closing: The Homestead Cap Reset That Surprises Sellers
San Antonio sellers routinely misread the tax proration line on their closing statement. Here is how prior-year certified levies, the § 23.23 homestead cap, and the reproration clause actually work.
6 min read · Jul 10, 2026
The T-47 Affidavit and Existing Survey: How San Antonio Sellers Skip Paying for a New One
A properly executed T-47 lets a San Antonio seller reuse the survey already sitting in their closing file — saving several hundred dollars and a week of delay. Here is how to make it stick.
6 min read · Jul 10, 2026
HOA Resale Certificates in San Antonio: What Sellers Owe the Buyer Before Closing
If your San Antonio home sits in an HOA — and most homes north of 1604 do — the resale certificate is where deals stall. Here's what Chapter 209 requires, what it costs, and how to order it without blowing your closing date.
6 min read · Jul 10, 2026
Cash Offers and Wholesalers in San Antonio: How to Tell a Real Buyer From a Contract Flipper
San Antonio sellers get pitched by wholesalers daily — postcards, cold calls, door knocks. Here is how to separate a real cash buyer from someone trying to tie up your house and resell the contract.
6 min read · Jul 10, 2026
The Seller's Temporary Lease (TREC 15-6): Staying in Your San Antonio Home After Closing
San Antonio sellers who need extra time to move can lease the home back from the buyer using TREC form 15-6. Here is how the daily rent, deposit, and 90-day cap actually work in practice.
6 min read · Jul 10, 2026
Foundation Movement in San Antonio: What Sellers Must Disclose and How to Price It
San Antonio sits on some of the most expansive clay soil in Texas. Foundation movement is common, disclosable, and not a dealbreaker — if you handle it correctly before you list.
6 min read · Jul 10, 2026
When the Appraisal Comes In Low: A San Antonio Seller's Playbook
Your buyer's lender just came back with an appraised value below the contract price. Here's exactly what your options are under the TREC contract, and how San Antonio sellers actually resolve it.
7 min read · Jul 10, 2026
The Option Period Explained for San Antonio Sellers: What Happens After You Accept an Offer
The option period is where most Texas home sales get renegotiated or fall apart. Here is what San Antonio sellers should expect between accepting an offer and getting to a firm contract.
6 min read · Jul 10, 2026
The Texas Seller's Disclosure Notice: What San Antonio Sellers Must Reveal (and What Trips Them Up)
Texas Property Code § 5.008 requires most home sellers to hand buyers a written disclosure of the property's condition. Here is exactly what belongs on it, what does not, and where San Antonio sellers most often get burned.
6 min read · Jul 10, 2026